When it comes to the Kia finance process, Blaise Alexander Kia is the dealership for you. We work one-on-one with drivers, so you can find the right vehicle at the right price. Here are just a few of the ways you can improve your chances of getting pre-approved for Kia financing in Montoursville, PA.
Check Your Credit Score
Your credit score is one of the most important factors to consider during the vehicle financing process. The higher your credit score, the more reliable you appear to auto lenders, and the better your financing terms and options will be. It’s a good idea to check your credit score at the beginning of the process — and to raise it, if possible.
Save Up a Larger Down Payment
The more money you can put down on the day of purchase, the more you’ll save on your vehicle over time. Not only will your monthly payments be smaller, but because you’ll be able to pay the vehicle off quickly, your accrued interest costs will be lower as well. It’s useful to follow the 20/4/10 rule, where you put down 20% of the vehicle cost, pay the vehicle off in four years, and spend less than 10% of your monthly income on transportation costs.
Do Your Research
When you first start the vehicle financing process, you want to have options. It’s a good idea to research models in advance, as well as the different financing methods available to you. This will allow you to compare offers, and to find the best one for your budget and vehicle purchasing needs.
Explore Kia Financing Near Williamsport, PA
Whether you’re financing your first Kia model or your fifth, Blaise Alexander Kia near Williamsport is here for you. Learn about the best methods for financing Kia vehicles and take home a car you love today!